Monday, 4 February 2013

BANK CORRESPONDENCE PROJECT- PROCESS OF LOAN

PROJECT-06-

Instructions:
1.      This project work is assigned in group of five students only.
2.      Each member of the group has to participate actively.
3.      The group is supposed to prepare project under the title of BANK CORRESPONDENCE which has been allotted by the respective faculty.
4.      All the groups have to submit the hard copy of the project to the concerning faculty only on the date of submission.
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PROCESS OF LOAN

1.     WHAT IS LOAN?

2.     TYPES OF LOAN


2.1.         HOUSING LOAN

2.1.1.   What is housing loan?
2.1.2.  Form of housing loan
2.1.3.  Required documents’ & its details
2.1.4.  Impact of housing loan on tax planning
2.1.5.  Rates & interest pattern of housing loan

2.2.         VEHICLE  LOAN

2.2.1.  What is vehicle Loan?
2.2.2.  Form of vehicle loan
2.2.3.  Required documents’  & its details
2.2.4.  Installment pattern for vehicle Loan

2.3.         PERSONAL LOAN

2.3.1.  What is Personal Loan?
2.3.2.  Form of Personal loan
2.3.3.  Required documents’  & its details
2.3.4.  Criteria for the personal Loan
2.3.5.  Rates & interest pattern of Personal loan
3.     CONCLUSION
4.     EXPERIENCE-

17 comments:

  1. Housing loan means m'am....recomandation of house...???

    ReplyDelete
  2. No. it is not like that.

    The person who would like to purchase home, but not having cash amount on hand in certain situation person need to take the help of loan, which has been given by various banks.

    ReplyDelete
  3. Thank you madam for giving us this Interesting project.
    Roll.no- 116, 112, 101, 92 and 36
    Div- B
    Class- S.Y.B.com (4)
    have a nice day madam,,,,,,,,,,

    ReplyDelete
  4. This topic is check by me, shishir mohanty from second year "C" division. about housing loan i am very much clear for this. but about vehicle and personal loan, it is totally new for me. thanks madam.

    ReplyDelete
    Replies
    1. To Shishir,
      GOOD no spelling error.

      This project topic has been checked by me.
      I have fair idea to do project on this title.
      Apart from this, vehicle loan and personal loan are new to me.

      Thanks Madam.
      All the best.

      Delete
  5. To, Sangram,

    Prepare project with understanding.

    BE CAREFUL FOR CAPITAL LETTERS!!!!!

    Have a nice day Madam.

    All The Best.

    ReplyDelete
    Replies
    1. Thanks a lot Madam. I will be careful..
      Have a nice day,,,,,,,,

      Delete
  6. Our Group Members Roll No- 116, 112, 101, 92 and 31 (not 36 as posted earlier)
    madam ji : types of loan means
    1. Secured
    2. Unsecured
    3. Demand
    4. Subsidized
    or
    1. Personal
    2. Vehicle
    3. Housing Loan
    have a nice dayyyyyy

    ReplyDelete
    Replies
    1. Good
      As I mentioned in the project.
      So Consider
      1. Personal
      2. Vehicle
      3. Housing Loan

      Delete
  7. Hello M'am. We enjoyed doing project.Thank you so much.
    Khyati Bhatt & Group,Div-c, Roll no-5,57,78

    ReplyDelete
  8. Khyati,

    We all are enjoying project work.

    All the Best.

    ReplyDelete
  9. Again its check by me on behalf of my group member. Roll nos. are 34,19,118,40,126.
    and ma'am i want to share something, that me and chirag sharma(19) were went to central bank to india. that was my first time to talk with the employee of bank. so i felt very nervous. but after sometime the total scenario was changed. surprisingly the bank manager give us the whole detail regarding all three types of loan. and various loans rate we came to know at that day.

    i think ma'am there is some spelling mistake. so please rectify it. good night.

    ReplyDelete
    Replies
    1. Nice, good improvement. keep it up.

      Again it is checked by me on behalf of my group member.
      Roll nos. are 34,19,118,40,126.

      Furthermore, M'am I want to share something, that me and chirag sharma(19) were went to Central Bank of India. It was my first time to talk with the employee of bank. Therefore I felt very nervous, but after sometime the total scenario was changed. Surprisingly the bank manager gave us the whole details regarding all three types of loans & various rates of respective loans we came to know all the sufficient details on that day.

      Delete
  10. Class :- s.y bcom
    Div :- C
    Roll nos :- 29
    35
    62
    88
    91

    ReplyDelete
  11. Thank you m'am for giving this project.
    Class-S.Y.Bcom
    Div-B
    Roll no.-12,21,64,65.

    ReplyDelete
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    ReplyDelete